As we approach the close of another year and move forward to the next, how often do you take time to celebrate who you are right now?
For some of us, this is a joyous time of year spent with family and friends. For others, it can be the loneliness time of the year.
Yes, there are those of us who are fortunate to have warm homes, decorated with bright lights, and look forward to opening presents stacked under a tree. However, others face the daunting reality that their homes are in danger of being lost because they can no longer pay the mortgage.